Is Now the Time to Buy or Refinance?
Posted by Thomas J. Bartholomew, AIF® on Tue, 06/23/2020 - 16:10
June usually marks the height of the spring real estate market—it's National Homeownership Month, after all. But this June hasn't been typical. With job loss numbers in the tens of millions, the economic impact of the coronavirus pandemic has put home ownership at risk, with many struggling to make mortgage or rent payments.
Value-Based Investing: SRI and ESG
Posted by Kathleen Glowacki on Thu, 05/21/2020 - 17:01
Investors desire to have their money grow – that is the fundamental point of investing, of course! Value-based investing is a multi-faceted investment philosophy that allows investors to align their personal beliefs, or simply their general desire to help make the world a better place, with their investment dollars.
Should You Save for Retirement or for a Child’s College Education?
Posted by Thomas J. Bartholomew, AIF® on Tue, 05/19/2020 - 19:30
For parents, deciding how much to save for retirement versus what to set aside for a child’s education can be a difficult balancing act. Saving for your future should be a priority, particularly through maximizing the benefits of retirement plans.
Tips for Teaching Your Children About Money
Posted by Thomas J. Bartholomew, AIF® on Tue, 05/12/2020 - 19:27
Do your children act like money grows on trees? If they observe you effortlessly pulling out the credit card for every purchase or they play video games where they can buy accessories for avatars, it’s understandable why they hold onto that cliché.
Is the Bear Market Here to Stay?
Posted by Thomas J. Bartholomew, AIF® on Mon, 03/02/2020 - 18:16
With the Dow dropping 20 percent from its highs and the S&P 500 following suit, we have finally seen the end of the bull market. And so we find ourselves officially in a bear market, with all that implies. Stock markets around the world dropped again on the news.
2020 Stock Market Declines: Data Vs. Headlines
Posted by Thomas J. Bartholomew, AIF® on Mon, 03/02/2020 - 18:14
March 2020 has not been kind to the markets. Earlier this month, markets dropped worldwide. On March 9 (the 11th anniversary of the bull market), they declined by 7.5 percent, the largest drop since 2008. In less than a month, we’ve seen a total decline of almost 19 percent. It certainly seems that we’re in the midst of a stock market crash—doesn’t it?
Will the Coronavirus Spell the End of the Bull Market?
Posted by Thomas J. Bartholomew, AIF® on Mon, 03/02/2020 - 18:11
March 9, 2020, marks the 11th anniversary of the bull market, which started back in 2009. But as the coronavirus continues to wreak havoc, many are worried that we may see the end of that winning streak at some point this year. So, where do we really stand—and where do we go from here?
The SECURE Act: What It Means for Your Company’s Retirement Plan
Posted by Thomas J. Bartholomew, AIF® on Mon, 02/03/2020 - 18:09
A bill that comprehensively reshapes the realm of employer-sponsored retirement plans for employers and employees alike has been passed into law. The bipartisan Setting Every Community Up for Retirement Enhancement (SECURE) Act—originally introduced in April 2019—was signed into law by President Trump on December 20, 2019.
The Setting Every Community Up for Retirement Enhancement (SECURE) Act
Posted by Thomas J. Bartholomew, AIF® on Mon, 02/03/2020 - 18:08
On December 20, 2019, the SECURE Act was signed into law. The SECURE Act contains 29 provisions, encompassing many aspects of financial planning and retirement saving. Once treasury regulations are released, nuances in interpreting this new law will become clearer. Until then, individuals are left to interpret the law’s effects based on the language of the law itself. This article will address what the SECURE Act entails and who it affects, as well as provide suggestions on how to plan for the changes that have been instituted.
Market Continues to Slide on Coronavirus Fears: What Should Investors Do?
Posted by Thomas J. Bartholomew, AIF® on Mon, 02/03/2020 - 18:06
As of this writing (February 28, 2020), the Dow and S&P 500 are down more than 15 percent from recent highs. Given that we’ve had one of the worst weeks in history for the stock market, many fear that we’re on the road to another financial crisis. But what can investors do to protect themselves? To answer this question, we first need to assess what is really happening—and what isn’t.